Fire Damage? We Can Help With Your Claim!
Fire Damage Insurance Claims
Even a small fire can cause a large amount of damage to your home. The smoke from a fire seeps into carpeting, upholstery, drywall, and wood. Discoloration from the smoke may result in stains on your ceilings and walls. Precious artwork, paperwork, and heirlooms may be damaged by the smoke and flames. When the fire department extinguishes a fire, the high-pressure water may cause additional damage to your property. We bring in restoration experts to determine the extent of fire damage to your home’s ceiling, walls, flooring, wiring, mechanical systems, and other essential components. Some fire damage is difficult to spot, especially if it’s from an electrical fire that originated in an attic or within a wall. Our proactive strategies help ensure that you receive enough settlement funds to fully restore your property from any type or size of fire.
3 Tips for Using a Public Adjuster for a Fire Damage Insurance Claim
1. Find a Public Adjuster That Has Your Best Interest in Mind
When submitting a property damage insurance claim, your insurance company will have its own claims adjuster to decide on the property value. This public adjuster won’t have your best interest in mind.
Therefore, it’s best to find your own water damage claims adjuster or fire damage claims adjuster who will value your property fairly.
A professional will be able to maximize your settlement by accurately documenting your property damage. They understand how to respond to your insurance policy and are experts in the claims process.
With the right person, you’ll receive the amount you are entitled to. Without hiring your own claims adjuster, your settlement might come up short. Insurance companies have a reputation for lowballing clients.
2. Check Qualifications and Certifications
To find a reputable public adjuster, you’ll want to ensure that they have the correct qualifications and certifications.
Most states require public adjusters to have a license that proves they have met education and experience requirements. You can confirm an adjuster’s licensing through the State Department of Insurance.
Choosing a company that is a member of the National Association of Public Insurance Adjusters (NAPIA) is also helpful.
Public adjusters within this organization agree to a certain code of ethics and are licensed in required states. You can confirm this membership through state and regional associations’ online directories.
To ensure you are using a helpful adjuster, read through references and check accreditation through the Better Business Bureau (BBB).
3. Provide an Adjuster With What They Need
Property damage liability insurance policies and other homeowners insurance coverages need to be shared with the public adjuster. With their expertise and knowledge, they can understand your insurance policy.
From there, they’ll complete an accurate damage assessment and prepare your claim.
A claims adjuster can prevent oversight on your end and draw out the claims process. A public adjuster stays in contact with your insurance company.
The following will be done by an insurance adjuster:
- Accurate claims preparation
- Elimination of roadblocks
- Overview of recovery options
Insurance companies aren’t always clear with you. When you work with a public adjuster, you’ll have all of the accurate information needed to go through the claims process.
Should You Hire a Public Adjuster?
Using a public adjuster saves time, relieves stress, and maximizes your settlement amount. However, you’ll need to hire someone with your best interest in mind to receive those benefits.
Acuity Adjusters puts clients first and supports them through various property damage claims.
Let us handle your property damage insurance claim for you! Contact us now to get started with the process.